مسائل الفوائد المصرفية (البنوك)

مسائل حول الفوائد المصرفية

السؤال: لدي مبلغ من المال مستثمر بالاسهم لدى احد البنوك الاهلية وحصلت على عرض من البنك لمنحي مبلغاً يعادل المبلغ المستثمر وذلك لاستثماره بالاسهم لمدة سنة قابلة للتجديد في مقابل فائدة سنوية فهل يجوز لي اخذ المبلغ؟

الجواب: كلا.

السؤال: أنا أودع في البنك شهرياً مبلغاً من المال في برنامج يشبه برنامج التامين عن الحياة تحت مسمي (تكافل اجتماعي) لمدة ٥ سنوات مثلا والمبلغ مخصص لبناتي كنوع من الادخار لهن.
واذا توفيت قبل ٥ سنوات يتم اعطاء بناتي المبلغ مع الفوائد.
واذا مضت ٥ سنوات وانا علي قيد الحياة استلم المبلغ مع الفوائد.
فما حكم ذلك؟

الجواب: لا مانع من الايداع في المصارف الحكومية وانّ سماحة السيد (دام ظله) قد أذن بتملك نصف الفوائد بشرط التصدق بالنصف الآخر على الفقراء المتدينين.

تعديل المقال

الأقسام مسائل الفوائد المصرفية (البنوك)

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